Cardtonic is quoting USD/NGN at about ₦1,377.00 per USD, down 1.43% from ₦1,397.00 a month ago.
Rate History (OHLC)
OHLC Data
Showing 15 of 30| Date | Provider | Open | High | Low | Close | Avail. |
|---|---|---|---|---|---|---|
| Sep 16, 2026 |  Cardtonic | ₦1,372.00 | ₦1,372.00 | ₦1,372.00 | ₦1,372.00 | 100% |
| Sep 15, 2026 | Cardtonic | ₦1,377.00 | ₦1,377.00 | ₦1,372.00 | ₦1,372.00 | 100% |
| Sep 14, 2026 | Cardtonic | ₦1,370.00 | ₦1,377.00 | ₦1,370.00 | ₦1,377.00 | 100% |
| Sep 13, 2026 | Cardtonic | ₦1,370.00 | ₦1,370.00 | ₦1,370.00 | ₦1,370.00 | 100% |
| Sep 12, 2026 | Cardtonic | ₦1,370.00 | ₦1,370.00 | ₦1,370.00 | ₦1,370.00 | 100% |
| Sep 11, 2026 | Cardtonic | ₦1,375.00 | ₦1,375.00 | ₦1,370.00 | ₦1,370.00 | 100% |
| Sep 10, 2026 | Cardtonic | ₦1,378.00 | ₦1,378.00 | ₦1,375.00 | ₦1,375.00 | 100% |
| Sep 9, 2026 | Cardtonic | ₦1,372.00 | ₦1,378.00 | ₦1,372.00 | ₦1,378.00 | 100% |
| Sep 8, 2026 | Cardtonic | ₦1,371.00 | ₦1,372.00 | ₦1,371.00 | ₦1,372.00 | 100% |
| Sep 7, 2026 | Cardtonic | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | 100% |
| Sep 6, 2026 | Cardtonic | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | 100% |
| Sep 5, 2026 | Cardtonic | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | ₦1,371.00 | 100% |
| Sep 4, 2026 | Cardtonic | ₦1,380.00 | ₦1,380.00 | ₦1,371.00 | ₦1,371.00 | 100% |
| Sep 3, 2026 | Cardtonic | ₦1,380.00 | ₦1,380.00 | ₦1,380.00 | ₦1,380.00 | 100% |
| Sep 2, 2026 | Cardtonic | ₦1,380.00 | ₦1,380.00 | ₦1,380.00 | ₦1,380.00 | 100% |
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USD to NGN conversion table
Common amounts at the current Cardtonic rate of ₦1,392.00 per USD.
USD to NGN
| $1 | ₦1,392.00 |
| $5 | ₦6,960.00 |
| $10 | ₦13,920.00 |
| $20 | ₦27,840.00 |
| $50 | ₦69,600.00 |
| $100 | ₦139,200.00 |
| $250 | ₦348,000.00 |
| $500 | ₦696,000.00 |
| $1,000 | ₦1,392,000.00 |
| $2,000 | ₦2,784,000.00 |
| $5,000 | ₦6,960,000.00 |
| $10,000 | ₦13,920,000.00 |
NGN to USD
| ₦1 | $0.000718 |
| ₦5 | $0.003592 |
| ₦10 | $0.007184 |
| ₦20 | $0.014368 |
| ₦50 | $0.035920 |
| ₦100 | $0.071839 |
| ₦250 | $0.179598 |
| ₦500 | $0.359195 |
| ₦1,000 | $0.718391 |
| ₦2,000 | $1.436782 |
| ₦5,000 | $3.591954 |
| ₦10,000 | $7.183908 |
A US Dollar balance on these providers may be a digital dollar — a stablecoin such as USDT or USDC — rather than physical or bank-held fiat USD. Providers may charge additional swap, network or transfer fees in their own app or API that are not included in the rate shown, so these figures are for information purposes only.
USD/NGN statistics on Cardtonic
Over the last 30 days, USD/NGN moved between ₦1,370.00 and ₦1,397.00, averaging ₦1,381.28 and finishing down 1.79%.
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| 7d | ₦1,377.00 | ₦1,370.00 | ₦1,371.83 | +0.15% |
| 30d | ₦1,397.00 | ₦1,370.00 | ₦1,381.28 | −1.79% |
| 90d | ₦1,402.00 | ₦1,370.00 | ₦1,388.11 | −0.51% |
A US Dollar balance on these providers may be a digital dollar — a stablecoin such as USDT or USDC — rather than physical or bank-held fiat USD. Providers may charge additional swap, network or transfer fees in their own app or API that are not included in the rate shown, so these figures are for information purposes only.
About Cardtonic
Cardtonic updates this pair continuously, currently pricing 1 USD at about ₦1,377.00.
It charges ₦1,392.00 in Nigerian Naira to sell you US Dollar, and pays ₦1,362.00 when you sell US Dollar back. The ₦30.00 gap between those two prices is what a round trip costs before any fees Cardtonic charges separately.
Monierate records Cardtonic's USD/NGN price as a daily open, high, low and close, so the chart and table above show how it has moved rather than just where it stands today. To see whether it is competitive, compare it against every other provider quoting USD/NGN.
When Monierate shows a USD rate, the dollars Cardtonic actually holds or settles in may be digital dollars — stablecoins such as USDT or USDC — rather than physical or bank-held fiat USD, and the two are not always interchangeable. Cardtonic may also charge swap, network or transfer fees inside its own app or API which are not part of the quoted rate. Everything here is for information purposes only — confirm the final amount with Cardtonic before you trade.
Frequently asked questions
What is Cardtonic's USD to NGN rate today?
1 USD is about ₦1,377.00 on Cardtonic, based on the latest rate Monierate recorded.
Does Cardtonic buy and sell US Dollar?
Yes. Cardtonic sells US Dollar at ₦1,392.00 per USD and buys it back at ₦1,362.00. The difference between the two is the spread, and it is a cost you pay on a round trip in addition to any explicit fee.
How much is 100 USD on Cardtonic?
At the current rate, 100 USD is worth about ₦137,700.00 on Cardtonic.
How often does Cardtonic update its USD/NGN rate?
Cardtonic updates this pair continuously. Monierate polls it through the day and seals each day into an open, high, low and close.
What has Cardtonic's USD/NGN rate done over the last 30 days?
It moved between ₦1,370.00 and ₦1,397.00, averaging ₦1,381.28 and finishing down 1.79% over the period.
Is Cardtonic's USD a fiat dollar or a stablecoin?
It can be either. Some Cardtonic quote physical or bank-held US Dollars, while others settle in digital dollars — stablecoins such as USDT or USDC — and quote that as a USD rate. Monierate lists both under USD/NGN, so check which one Cardtonic actually holds before you trade. Providers may charge additional swap, network or transfer fees in their own app or API that are not included in the rate shown, so these figures are for information purposes only.
Is Cardtonic the best place to change USD to NGN?
Not necessarily. Providers set their own prices and margins, so the best rate changes from day to day. Monierate's USD/NGN insight page compares every provider we track side by side, with buy and sell rates and the spread between them.
